Share Accounts
When you join SunState FCU, you begin by opening
a regular share (savings) account, which is our basic membership
account. Once you open your regular share account, you remain a
member for life, as long as you keep the account active and maintain
the required minimum balance. After opening your share account,
you have access to a broad range of services including share draft
(checking), IRAs, electronic/automated services giving you 24-hour
access to your accounts, and as qualified, Visa cards and other
loans.
Other features of your regular share account include:
- Immediate
credit
of
deposits.
- Direct
deposit
and
payroll
deduction.
- Automatic
transfers
from
share
account
to
other
accounts
at
no
charge.
- Money$Line
and
PC
Home$Banking
access.
- Consolidated
statements
provided
at
least
quarterly.
- Funds
insured
to
$100,000,
by
NCUA,
an
agency
of
the
federal
government.
- Extra Security for your
deposits. Your savings
are insured to at least $350,000 and
your retirement accounts are insured to at least
$500,000. Excess
Share Insurance Corporation (ESI), a licensed insurance
company, provides an additional $250,000 insurance
once your total savings exceed the federal share
insurance limit, generally $250,000 for retirement
accounts. Click here for more information regarding ESI.
Talk
to
your
member
service
representative
today
about
a
regular
share
account,
and
other
share
accounts
available
to
our
members
such
as
IRAs,
Special,
and
Share
Certificates.
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